Privacy Policy & Terms of Service

Updated March 11, 2016

Your privacy is critically important to us. At Dowalo we have a few fundamental principles:

• We don’t ask you for personal information unless we truly need it. (We can’t stand services that ask you for things like your gender or income level for no apparent reason.)

• We don’t share your personal information with anyone except to comply with the law, develop our products, or protect our rights.

• We don’t store personal information on our servers unless required for the on-going operation of one of our services.

Below is our privacy policy which incorporates these goals:

Dowalo Inc. (“Dowalo”) operates www.dowalo.com. It is Dowalo’s policy to respect your privacy regarding any information we may collect while operating our websites.

Website Visitors

Like most website operators, Dowalo collects non-personally-identifying information of the sort that web browsers and servers typically make available, such as the browser type, language preference, referring site, and the date and time of each visitor request. Dowalo’s purpose in collecting non-personally identifying information is to better understand how Dowalo’s visitors use its website. From time to time, Dowalo may release non-personally-identifying information in the aggregate, e.g., by publishing a report on trends in the usage of its website.

Dowalo also collects potentially personally-identifying information like Internet Protocol (IP) addresses. Dowalo only discloses logged in user and commenter IP addresses under the same circumstances that it uses and discloses personally-identifying information as described below.

Gathering of Personally-Identifying Information

Certain visitors to Dowalo’s websites choose to interact with Dowalo in ways that require Dowalo to gather personally-identifying information. The amount and type of information that Dowalo gathers depends on the nature of the interaction. For example, we ask visitors who sign up for an account at dowalo.com to provide a username and email address. Those who engage in transactions with Dowalo – by purchasing access to the Premium accounts and services, for example – are asked to provide additional information, including as necessary the personal and financial information required to process those transactions. In each case, Dowalo collects such information only insofar as is necessary or appropriate to fulfill the purpose of the visitor’s interaction with Dowalo. Dowalo does not disclose personally-identifying information other than as described below. And visitors can always refuse to supply personally-identifying information, with the caveat that it may prevent them from engaging in certain website-related activities.

Aggregated Statistics

Dowalo may collect statistics about the behavior of visitors to its websites. For instance, Dowalo may monitor the most popular profiles on the dowalo.com site and feature them within other pages on dowalo.com. Dowalo may display this information publicly or provide it to others. However, Dowalo does not disclose personally-identifying information other than as described below.

Protection of Certain Personally-Identifying Information

Dowalo discloses potentially personally-identifying and personally-identifying information only to those of its employees, contractors and affiliated organizations that (i) need to know that information in order to process it on Dowalo’s behalf or to provide services available at Dowalo’s websites, and (ii) that have agreed not to disclose it to others. Some of those employees, contractors and affiliated organizations may be located outside of your home country; by using Dowalo’s websites, you consent to the transfer of such information to them. Dowalo will not rent or sell potentially personally-identifying and personally-identifying information to anyone. Other than to its employees, contractors and affiliated organizations, as described above, Dowalo discloses potentially personally-identifying and personally-identifying information only in response to a subpoena, court order or other governmental request, or when Dowalo believes in good faith that disclosure is reasonably necessary to protect the property or rights of Dowalo, third parties or the public at large. If you are a registered user of a Dowalo website and have supplied your email address, Dowalo may occasionally send you an email to tell you about new features, solicit your feedback, or just keep you up to date with what’s going on with Dowalo and our products. We primarily use our various product blogs to communicate this type of information, so we expect to keep this type of email to a minimum. If you send us a request (for example via a support email or via one of our feedback mechanisms), we reserve the right to publish it in order to help us clarify or respond to your request or to help us support other users. Dowalo takes all measures reasonably necessary to protect against the unauthorized access, use, alteration or destruction of potentially personally-identifying and personally-identifying information.

Cookies

A cookie is a string of information that a website stores on a visitor’s computer, and that the visitor’s browser provides to the website each time the visitor returns. Dowalo uses cookies to help Dowalo identify and track visitors, their usage of Dowalo website, and their website access preferences. Dowalo visitors who do not wish to have cookies placed on their computers should set their browsers to refuse cookies before using Dowalo’s websites, with the drawback that certain features of Dowalo’s websites may not function properly without the aid of cookies.

Business Transfers

If Dowalo, or substantially all of its assets, were acquired, or in the unlikely event that Dowalo goes out of business or enters bankruptcy, user information would be one of the assets that is transferred or acquired by a third party. You acknowledge that such transfers may occur, and that any acquirer of Dowalo may continue to use your personal information as set forth in this policy.

Ads

Ads appearing on any of our websites may be delivered to users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This Privacy Policy covers the use of cookies by Dowalo and does not cover the use of cookies by any advertisers.

Comments

Comments and other content submitted to our anti-spam service are not saved on our servers unless they were marked as false positives, in which case we store them long enough to use them to improve the service to avoid future false positives.

Privacy Policy Changes

Dowalo may change its Privacy Policy from time to time, and in Dowalo’s sole discretion. Dowalo encourages visitors to frequently check this page for any changes to its Privacy Policy. Your continued use of this site after any change in this Privacy Policy will constitute your acceptance of such change.

Web Site Terms and Conditions of Use

1. Terms

By accessing this web site, you are agreeing to be bound by these web site Terms and Conditions of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License

1. Permission is granted to temporarily download one copy of the materials (information or software) on Dowalo.com's web site for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:
   1. modify or copy the materials;
   2. use the materials for any commercial purpose, or for any public display (commercial or non-commercial);
   3. attempt to decompile or reverse engineer any software contained on ss.com's web site;
   4. remove any copyright or other proprietary notations from the materials; or
   5. transfer the materials to another person or "mirror" the materials on any other server.
2. This license shall automatically terminate if you violate any of these restrictions and may be terminated by Dowalo.com at any time. Upon terminating your viewing of these materials or upon the termination of this license, you must destroy any downloaded materials in your possession whether in electronic or printed format.

3. Disclaimer

1. The materials on Dowalo.com's web site are provided "as is". Dowalo.com makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Dowalo.com does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Dowalo.com or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Dowalo.com's Internet site, even if Dowalo.com or a Dowalo.com authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on ss.com's web site could include technical, typographical, or photographic errors. Dowalo.com does not warrant that any of the materials on its web site are accurate, complete, or current. Dowalo.com may make changes to the materials contained on its web site at any time without notice. Dowalo.com does not, however, make any commitment to update the materials.

6. Links

Dowalo.com has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Dowalo.com of the site. Use of any such linked web site is at the user's own risk.

7. Site Terms of Use Modifications

Dowalo.com may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Dowalo.com's web site shall be governed by the laws of the State of Vermont without regard to its conflict of law provisions.